Our Free Debt Tracker For A New Year and New Beginnings is for you. Most households have some amount of debt and most likely some of it is credit card debt. Coming out of the holidays sometimes leaves a few balances that need to be paid off or knocked down before they grow much bigger. Honestly, if you weren’t running short on cash flow month-to-month, you most likely would not have used any credit cards to get through the holidays. Or some build this into their budget and have a great hold on the payment plan and how long it will take to pay it off. I am offering this FREE download to my readers for those needing a plan to help pay off the debt. It is for those who didn’t plan or have tried other ways and need help sticking to a plan and making it work. Nowadays some credit card companies off discounts or rewards for using their card and this is a great way to save money. You just need a plan to make sure you pay it all off in the time allowed. Our debt tracker is here to help you make sure that you do.
Ways to Save Money in the New Year
Another great way to save money is to stay on top of your household inventory. Try not over-buy your household supplies. We offer a FREE Inventory Lit Forms for you to use for just about every area of your home. Go here to request your Household Inventory list.
I am giving my readers a FREE DEBT SNOWBALL TRACKER to print out and use. The sheet contains instructions and explains how to use the Snowball plan to pay off debt.
